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SSI available for those who have not worked

Social Security is best known for its retirement program, which provides payments to Americans who have reached their retirement age, worked the necessary number of quarters and paid FICA tax. The disability program from the Social Security Administration (SSA) is becoming better known, and the Social Security disability insurance (SSDI) program provides benefits for workers who have developed some medical condition or disease the prevents them from working for at least 12 months.

Probably the least well-known program is Supplemental Security Income (SSI), and is sometimes confused with SSDI. SSI is a program that is designed to provide additional income that prevents those with limited financial resources from becoming destitute. Unlike SSDI, SSI is available to children and those who have never worked and earned income.

The eligibility requirements for SSI to take into consideration your age and disabling conditions or impairments. If you had a child who was injured in a car accident and was paralyzed and unable to work, he or she may qualify for the SSI program.

If you have applied for SSI or SSDI and been denied by the Social Security Administration, you may want to discuss your claim with an attorney. The application forms for these benefit programs must be done correctly, and depending on your facts and conditions, may require a significant number of medical documents that provide medical evidence of your disability.

Because of the complexity of some the SSA's requirements, it can be easy to make a mistake that results in your claim being denied. An attorney can review your claims material and help submit a claim that is complete and accurately depicts your medical impairments. They can also assist with hearings and appeals, if they become necessary for your claim.

Source: Vnews.com, "Social Security Q&A: Supplemental Security Income for Injured Teen," McClatchy-Tribune News Service, April 27, 2014

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