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Social Security disability benefits can provide valuable lifeline

Maintaining gainful employment at a full-time job typically requires certain physical and mental commitments. Should an individual in Pennsylvania develop a medical condition or suffer an injury that precludes him or her from working a full load at a place of employment, it can become difficult or even impossible to survive financially. Social Security disability benefits are intended to help some of the most vulnerable citizens from being left to their own devices to survive.

Those who have been disabled -- unable to maintain full-time employment -- for at least a period of one year, or individuals who are suffering from conditions that are believed will last for at least the next year, fall under the Social Security Administration's definition of disabled. These individuals can apply to receive benefits, such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Both of these benefits can prove to be crucial for continuing life with a disabling medical condition.

Unfortunately, even those who truly need help from the SSA are not always approved after the first application. Although a denied claim can be devastating, it is certainly not the final word on the matter. Disabled workers who have been denied access to SSA benefits can appeal the decision, and most appeals that proceed to a hearing before a judge result in a favorable outcome for the applicant.

Whether an individual has worked his or her entire life or only recently entered the work force, it can be devastating to develop a condition that renders him or her disabled and unable to continue working. Most people in Pennsylvania simply want to be able to provide for their families and care for themselves in every way possible, including financially. When it becomes impossible to do so, Social Security disability benefits can be an invaluable lifeline for securing financial stability.

Source: FindLaw, "Social Security Disability Explained", Accessed on Aug. 6, 2015

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