Workers’ compensation benefits can provide a financial safety net if you suffer a workplace accident that affects your ability to resume normal work duties. However, making certain mistakes during the claims process can harm your ability to receive these benefits.
Your claim for benefits may be unsuccessful or considerably delayed if you make blunders, leaving you in financial uncertainty in the aftermath of a work-related injury or illness that affects your livelihood. Here are some common errors that could harm your workers’ compensation claim.
1. Exceeding legal deadlines
There are legal deadlines in the workers’ compensation claims process that you must adhere to or risk losing out on benefits. For instance, according to Pennsylvania law, you must report your workplace accident to your employer within 21 days. Failure to do so could mean waiving your right to pursue your claim, as your claim may no longer be legally valid.
2. Ignoring medical attention
Seeking medical attention should be your top priority after a workplace accident. You may need to provide medical evidence detailing the nature, origin and extent of your injuries before your claim is approved. Delaying or ignoring medical attention can cast doubts on the severity of your injuries or their cause, which could jeopardize your claim.
3. Providing inconsistent or incomplete information
Honesty and accuracy are crucial during the workers’ compensation claims process. Providing conflicting or erroneous information to your employer or insurer can raise questions about the legitimacy of your claim. Ensure that all forms and documents are accurately filled out and maintain consistency.
4. Disregarding the need for legal assistance
It can be challenging to navigate the workers’ compensation legalities or unexpected hurdles without the necessary support. For example, you may not be fully conversant with the timelines involved in the claims process or how to best respond to a denied claim. Having qualified legal guidance can protect your rights and help increase the odds of a desirable outcome.