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How comparative fault in a car accident works in Pennsylvania

On Behalf of | Jun 7, 2024 | Car Accidents

Car accidents are often life-altering events that bring with them a multitude of challenges, especially when it comes to handling medical expenses. 

If you find yourself in a car accident in Pennsylvania and are partially responsible for the collision, you might wonder if you can still get help covering your medical bills. Understanding the legal landscape and available options in such scenarios is crucial for managing the financial aftermath effectively.

Comparative fault in Pennsylvania

Under this rule, you can seek damages even if you were partially responsible for the accident, as long as your fault does not exceed 50%. This implies that if you are determined to be 50% or less at fault, you can still claim compensation for medical expenses and other damages. However, your compensation will be short by your established fault percentage. 

Sources of medical bill coverage

The Keystone State mandates Personal Injury Protection (PIP) coverage. This is an excellent inclusion to your auto insurance policy. This auto insurance policy can offer the immediate financial support you need after an accident.

Steps to take after a partially faulted accident

If you are partially at fault but still below the 50% threshold, you can file a claim against the other driver’s insurance policy. This involves negotiating a settlement that accounts for your degree of fault, which will proportionately reduce the compensation received.

Therefore, you should:

  • Help ensure safety and seek medical attention if needed
  • Report the accident to your insurance company
  • Capture evidence from the accident scene
  • Understand your rights and options for pursuing compensation

This evidence can be crucial for establishing the cause of the crash and the extent of your fault.

Being partially responsible for a car accident does not preclude you from receiving help with your medical bills. Understanding the state’s modified comparative fault rule, leveraging available insurance coverages and seeking legal assistance can all play crucial roles in managing your medical expenses. 

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