The prior posts in our Franklin County personal injury law blog have focused on workplace accidents, specifically those involving scaffolding or other heavy or dangerous machinery. After workplace accidents of this type, injured employees are often left with serious medical expenses, forced to take significant time off work and have experienced a great deal of pain and suffering.
Injured workers have two essential options for relief after workplace accidents. They can file a personal injury lawsuit and/or a workers’ compensation claim for benefits. Although they both provide compensation for an on-the-job injury, there are important distinctions between the two. These distinctions matter.
Workers’ compensation insurance covers injuries that occur on-the-job, regardless of fault. It does not cover injuries that prevent you from working but occurred on your personal time or developed without job-related influences. These benefits cover medical bills and lost wages, but they do not cover pain and suffering.
Personal injury claims are based in negligence, which means that you must prove that your employer was at fault in causing the accident. Although the number of workplace accident cases that fall into this category is smaller, the range of compensation is greater. A personal injury lawsuit covers losses related to your pain and suffering, including loss of consortium.
The descriptions above are very basic. There are many nuances to establishing a successful claim under either process.
At our law firm, we help injured workers understand their rights and their full range of options. We have practiced in the area of workers’ compensation and personal injury since 1982. This means that we have the skill and experience to handle any case you might have. In addition, we know how to maximize the compensation award you are eligible to receive under the law.
For more information on how we handle workplace accidents, please visit our workers’ compensation page.