If you have suffered a severe injury while at work, you might be experiencing challenges in numerous areas of life. Perhaps you are currently unable to return to your job. When coupled with medical bills, a loss of income can lead to significant financial hardships.
You might have chosen to pursue financial relief, potentially leading you to consider filing for benefits through the workers’ compensation insurance system. However, the process can be complex, and you might be uncertain how to proceed, especially if your initial claim results in a denial.
Appealing a denied workers’ compensation claim
Chances are, you may already be feeling overwhelmed by the financial burdens that often accompany a workplace injury, and a denied claim could only make matters worse. Fortunately, you can file an appeal for the decision, but you might want to take certain measures before doing so. One of the most crucial steps in the process could be determining why your claim was denied. Some common reasons for a denial often include the following:
- Time frame: There are certain time frames in which you must report your injury, as well as a set amount of time in which to file a claim. Allowing either to pass by could have devastating consequences.
- Opposition: In some cases, your employer may oppose the claim for varying reasons, such as disputing whether the injury occurred while on the job, or stating that the actions that led to the injury were in violation of workplace laws and/or codes.
- Type of injury: You will likely have to prove that an injury took place, which may be difficult for certain types of injuries, depending on the state in which you reside.
- Treatment of injury: When seeking relief through workers’ compensation, you will likely have to provide documentation of the medical treatment received for your injuries, and failing to do so may result in a denial.
Even with the correct medical documentation, appealing a decision can still be challenging, and seeking guidance from someone with extensive knowledge in Pennsylvania state workers’ compensation laws on how to proceed might be your best bet.
Assistance for the road ahead
With numerous crucial aspects to cover, and the potential of opposition, pursuing relief through the workers’ compensation insurance system can be a stressful and intimidating process. However, this type of financial relief could also be paramount to your road to recovery, potentially sparking a need for assistance moving forward. By seeking assistance in the initial stages of the process, you can obtain guidance in covering every crucial aspect of your claim, which may in turn prove beneficial to pursuing the compensation you need and deserve.