Understanding workers’ comp is essential for high-risk employees

In Pennsylvania, workers across many industries face daily hazards that can lead to severe injuries or even fatalities. From the high-risk environments of mining and construction to the unpredictable nature of agricultural work, the state’s labor force is engaged in some of the most dangerous jobs in the nation.

Workplace injury risks span a range of other industries in the Keystone State. Utility, ambulance and waste collection workers report extremely high nonfatal injury rates. Other high-risk jobs include roofing, fishing and hunting, construction, underground mining and structural iron or steel work.

Workers’ compensation provides security

When a workplace injury threatens your income and well-being, you have a right to financial restitution. The Pennsylvania workers’ compensation program exists to help injured employees after a work accident.

The Pennsylvania workers’ compensation program provides critical economic and medical benefits to employees who suffer a job-related injury or illness. It is an insurance system developed to make certain injured workers are covered for medical expenses part of their wage losses.

Claim approval is not guaranteed

Some workers’ comp claims are denied. Common causes of rejection include overlooking required information, missing deadlines and disputes over the injury’s validity or work-relatedness. Review your claim carefully before submitting it to lower the risk of denial.

Employees can appeal a denied claim

The workers’ compensation system permits an employee to appeal the decision when a claim is rejected. Having experienced legal support can prove invaluable when appealing a denial, helping you present a compelling argument that clearly demonstrates why you deserve compensation for your work-related illness or injury.